## Fixed Rates

1 Year Fixed | Owner Occupier^{Δ} | Investor^{Δ} | ||
---|---|---|---|---|

Interest Rate | Comparison rate* | Interest Rate | Comparison rate* | |

Principal & Interest repayments ^{15} | 2.04%p.a. | 3.65%p.a. | 2.39%p.a. | 4.07%p.a. |

Interest Only repayments ^{16} | 2.79%p.a. | 3.71%p.a. | 2.49%p.a. | 4.08%p.a.. |

2 Year Fixed | Owner Occupier^{Δ} | Investor^{Δ} | ||
---|---|---|---|---|

Interest Rate | Comparison rate* | Interest Rate | Comparison rate* | |

Principal & Interest repayments ^{15} | 1.94%p.a. | 3.48%p.a. | 2.19%p.a. | 3.88%p.a. |

Interest Only repayments ^{16} | 2.79%p.a. | 3.63%p.a. | 2.29%p.a. | 3.90%p.a. |

3 Year Fixed | Owner Occupier^{Δ} | Investor^{Δ} | ||
---|---|---|---|---|

Interest Rate | Comparison rate* | Interest Rate | Comparison rate* | |

Principal & Interest repayments ^{15} | 2.02%p.a. | 3.36%p.a. | 2.35%p.a. | 3.76%p.a. |

Interest Only repayments ^{16} | N/A | N/A | 2.45%p.a. | 3.79%p.a. |

5 Year Fixed | Owner Occupier^{Δ} | Investor^{Δ} | ||
---|---|---|---|---|

Interest Rate | Comparison rate* | Interest Rate | Comparison rate* | |

Principal & Interest repayments ^{15} | 2.59%p.a. | 3.34%p.a. | 2.99%p.a. | 3.75%p.a. |

Interest Only repayments ^{16} | N/A | N/A | 3.09%p.a. | 3.79%p.a. |

* Comparison rate calculated on a $150,000 secured loan over a term of 25 years based on monthly repayments. #Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^{Δ} Maximum Loan to Value Ratio (LVR) is inclusive of Lenders Mortgage Insurance (LMI) where applicable. Maximums based on standard security. Lower LVR limits apply for non-standard security types.

^{#} On expiration of the fixed period, loan reverts to the relevant Standard Variable Principal & Interest repayment rate.

^{15} Principal and interest (P&I) repayments only. Not available for construction purposes.

^{16} Maximum interest only period of 24 months for owner-occupier and 60 months for investor lending subject to credit assessment. Interest Only period must align to the fixed rate period. At expiry of the interest only period loan will revert to the relevant Standard Variable P&I repayments rate. Comparison rates based on interest only for the fixed term and relevant P&I for balance of the term.

^{17} Payments are made on an interest only basis for first 12 months. After 12 months loan will revert to the relevant Standard Variable P&I repayments rate. Comparison rate based on a 12 month interest only period and relevant P&I for balance of the term.